BISNIS: Jurnal Bisnis dan Manajemen Islam
Jurnal Bisnis hadir dengan penulis-penulis yang memberikan kontribusi di berbagai bidang bisnis. Bisnis syariah memang sangat dianjurkan karena sejalan dengan prinsip ekonomi islam. ketika akan memulai sebuah bisnis maka penting untuk membuat pondasi yang kokoh terlebih dahulu. pondasi bisnis kita harus dibangun dengan intention Islam, passion Islam dan knowledge Islam.
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<![CDATA[JAMINAN FIDUSIA DI INDONESIA (TATA CARA PENDAFTARAN DAN EKSEKUSI) ]]>
<![CDATA[Abdullah, Junaidi]]>
<![CDATA[ BISNIS Vol 4, No 2 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v4i2.2693
<![CDATA[Debtor when asking to financing financing institution(creditors) usually use the guarantee in the form of objects thatmove and things that do not move. When guaranteed in theform of moving objects, then creditors will bind him withfiducia warrant.. Fiducia warrant is the right guarantees formoving objects either exist or not exist and objects do not moveespecially the building could not be burdened by the yoke rightsreferred to in Law Number 4 of 1996 on the Rights of the yokethat remain in the mastery of a Warner fiducia warrant, ascollateral for certain debt repayment, which provide thepreferred position to the recipient fiducia warrant against othercreditors. (Article 1 of Act No. 42 The year 1999 about fiduciawarrant). Fiducia warrant must be made by deed autentik andmust be registered in the registration office fiducia warrant andwant to warranty certificate fiducia warrant. But sometimes thedebtor does not perform its obligations to the debtor, so that thedebtor has the right to execute the things that have beenpledged fiducia warrant. But sometimes the implementation ofthe execution get resistance from the debtor, because thecreditors with using services debt collector take force objectsfiducia warrant without doing the negotiations even tear in thestreets. For that the police can provide security servicesexecution of parties willing to execute the object fiduciawarrant.]]>
<![CDATA[PENGARUH HARAPAN, KEPUASAN DAN SARANA FISIK TERHADAP LOYALITAS PELANGGAN (Studi kasus pada Usaha Jasa Warnet di Kudus) ]]>
<![CDATA[Wijayanti, Ratna Yulia]]>;
<![CDATA[Andriyanto, Irsad]]>
<![CDATA[ BISNIS Vol 4, No 2 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v4i2.2689
<![CDATA[This study aimed to examine the effect of variable expectations,satisfaction, and physical facilities on consumer loyalty in the cafe business services both partial and multiple. The independent variables in this study is the expectation, satisfaction, and physical facilities as well as the dependentvariable is customer loyalty. Samples taken as many as 83 people with the sampling technique used was accidental sampling, data collection through interviews and questionnaire as well as documentation. As for processing the data using coding, editing and tabulatig and analysis using regression with t test and F-test using SPSS in data processing. By using the above analysis obtained by the research findings that the results of multiple linear regression analysis showed that expectations, satisfaction, and physical facilities partially have asignificant influence on customer loyalty. While jointly variable expectations, satisfaction, and physical facilities have a significant effect on customer loyalty by 87.2% ,. The implications, limitations and suggestions for future research arealso discussed in this article.]]>
<![CDATA[STUDI IMPLEMENTASI AKUNTANSI PRODUK EMAS MENURUT PSAK 107 DAN 102 PADA PT BANK SYARIAH MANDIRI TBK CABANG JEMBER ]]>
<![CDATA[Hisamuddin, Nur]]>;
<![CDATA[Priatmono, Agung Budi]]>
<![CDATA[ BISNIS Vol 4, No 2 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v4i2.2694
<![CDATA[This research aims to know the implementation of accountinggold products at PT Bank Syariah Mandiri Tbk Branch Jemberthat BSM gadai emas and BSM cicil emas based on PSAK 107and 102. This research is a descriptive qualitative research, amethod that is done is to interpret and said data concernedwith the current situation, attitudes, and opinions that occur inthe community, conflict two states / more, the relationshipbetween the variables, the difference between fact, the effect ofthe condition, and others. Data processing method usinginterviews and accompanied with documents related to thevalidity of the data that is triangulation. The results showedthat the accounting treatment that contains the recognition,measurement, presentation and recognition of BSM gadaiemas products are in accordance with PSAK 107 and BSM cicilemas products are already in accordance with PSAK 102.]]>
<![CDATA[EQUITY RISK PREMIUM PADA INDUSTRI PERBANKAN ]]>
<![CDATA[Harjito, Yunus]]>;
<![CDATA[Hapsari, Dian Indriana]]>
<![CDATA[ BISNIS Vol 4, No 2 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v4i2.2690
<![CDATA[This study aims to examine the factors that influence the equityrisk premium in the banking industry are listed on the Indonesia Stock Exchange. The samples used were 23 banking industry for 2010-2014. Five variables proposed that auditor tenure, earnings quality, leverage, beta, and earnings per share to detect whether there is an influence on the equity risk premium. Equity risk premium is desired reward investors to generate income is not fixed in relation to the equity share hers. So far the equity risk premium is often described as the most important value in finance and investment. Analysis of the data used in this research is multiple linear regression with the hopeto obtain a comprehensive picture of the influence of variables auditor tenure, earnings quality, leverage, beta, and earning per share of the equity risk premium by using SPSS version 21 for Windows. The results showed that the auditor tenure, earnings quality, and earnings per share significantly affect the equity risk premium. But two other variables (leverage and beta) proved no effect on the equity risk premium.]]>
<![CDATA[FILANTROPI ISLAM DAN PEMBERDAYAAN EKONOMI ]]>
<![CDATA[Saripudin, Udin]]>
<![CDATA[ BISNIS Vol 4, No 2 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v4i2.2697
<![CDATA[Poverty is an interesting theme discussed especially among social scientists. Before getting to know scientific studies on the issue of poverty, the community has been running a tradition to respond to the problems of poverty in the form of giving. The "give" in its various forms is not limited in the form of money orgoods but also the work or efforts to ease the burden on the poor and improve their well-being referred to as philanthropy. With descriptive methods this paper seeks explain and explore how the link between philanthropy Islam (zakat, donation and charity) and poverty reduction that occurs in a country, so therole of zakat, donation and charity as an instrument of distributive justice can be felt by the poor.]]>
<![CDATA[KUPAS TUNTAS AL-BAI’ ]]>
<![CDATA[Ajuna, Luqmanul Hakiem]]>
<![CDATA[ BISNIS Vol 4, No 2 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v4i2.2691
<![CDATA[Some people agreed that trade transaction can give greatadvantages to develop the region. The transaction should bedone properly therefore both of the sides get the benefit. It willbe done if we apply the principle of Syari‟ah. Since Islamspread out by the Prophet Muhammad Saw, it is already wellorganized from the process until the detail things. Trade inIslam will be valid if they fulfilled all the requirements andobedient all the pillars. The problem is mostly happened inkhiyar. Most of the people do not understand well what it isand how to apply khiyar itself. They should be already knownabout it before they want to do the transaction. According toHadist of Moslem they are not allowed to enter the market ifthey do not know the rules. By applying Syari‟ah tradetransaction hopefully can give calm and pleasure to everyoneand the most important thing is get bless from Allah SWT.]]>
<![CDATA[KUALITAS PELAYANAN, DAN KEBERAGAMAN PRODUK TERHADAP MINAT BELI KONSUMEN (Studi Kasus Minimarket Koperasi Karyawan Pura Group Kudus) ]]>
<![CDATA[Ramadhan, Agung Fajar]]>;
<![CDATA[suhadi, suhadi]]>
<![CDATA[ BISNIS Vol 4, No 2 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v4i2.2699
<![CDATA[This study aims to determine the effect of Store Atmosphere, service quality, and product diversity on consumer buying interest. This research was conducted at Minimarket Koperasi Karyawan Pura Group. Population in this research is all cash consumer of Minimarket Koperasi Karyawan Pura Group. The sample used amounted to 40 respondents. Data collectiontechniques used were observation, questionnaire, and documentation. Data analysis in this study using the help of SPSS. Data testing techniques used in this study include the validity test, reliability test, classical assumption test, and multiple linear regression analysis to test and prove the research hypothesis. From the results of this study indicate that Store Atmosphere positively and significantly influence on consumer buying interest in Minimarket Koperasi Karyawan Pura Group. This is evidenced by the regression coefficient of 0.367 and the significance value of 0.001 (sig <0.05). While the calculated value obtained is greater than the table that is 3.675> 2.028. Quality of service influence positively and significantly toconsumer buying interest in Minimarket Koperasi Karyawan Pura Group. This is evidenced by a regression coefficient of 0.348 and a significance value of 0.000 (sig <0.05). While the calculated value obtained is greater than the table that is 4.274> 2.028. The diversity of products has a positive and significant effect on consumer buying interest in Minimarket Koperasi Karyawan Pura Group. This is evidenced by the regression coefficient of 0.265 and a significance value of 0.042 (sig <0.05). While the calculated value obtained is greater than the table that is 2.107> 2.028. Based on the determination coefficient test obtained by the percentage influence of Store Atmosphere variables, service quality, and product diversity towardconsumer buying interest by 69.9%.]]>
<![CDATA[ENTREPRENUERSHIP DALAM PERSPEKTIF ALQURAN DAN ETNOLOGI ]]>
<![CDATA[Linge, Abdiansyah]]>;
<![CDATA[Ahmad, Upi Sopiah]]>
<![CDATA[ BISNIS Vol 4, No 2 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v4i2.2687
<![CDATA[Alquran is a guidance of life for the people to get prosperity inthe world and beyond, Alquran implement a concept tocombine both of them. Economic activities is also studied inholy quran, where holy quran talk about teory and concept ineconomic system. One of studies that interest in this researchthat have corelation with enterpreneurship, as an eforts todevelope human quality. Many of variable that influencebehaviour of person to do economic activities one of them isculture. This research means to interest the people doenterpreneurship and to increase it by using Alquran asguidance.This study used a qualitative approach, with shadesof library research (library Risearch). This study also aims todetermine the Qur'anic concept of entreprenuership, as well asethnology relation to the formation of a person's interest tobehave entreprenuership. Patterned with qualitative researchliterature research can be concluded: the Qur'an has economictheories with the concept tijarah including entreprenuership.The concept and value of economic value contained in theQur'an into the basic motivation of behavior entreprenuersMuslims, the Qur'an which emphasizes benefit of the people,justice that promotes ethical behavior in each business process,became the basic philosophy in conducting economic activities,including the activities entreprenuership. Second, the idea ofthe results of the concept of human thought and activity in theform of economic behavior contained in a culture that becamehereditary behavior in public when adjusted to the economicvalue contained in the Qur'an will awaken the concept ortheory about sharia entreprenuership.]]>
<![CDATA[FRAUD DIAMOND DALAM FINANCIAL STATEMENT FRAUDFRAUD DIAMOND DALAM FINANCIAL STATEMENT FRAUD ]]>
<![CDATA[Siddiq, Faiz Rahman]]>;
<![CDATA[Hadinata, Sofyan]]>
<![CDATA[ BISNIS Vol 4, No 2 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v4i2.2692
<![CDATA[The financial statements will become more qualified in thepresentation if the presentation is based on qualitativeelements, among others: easy to understand, reliable,comparable (comparable), and relevant. The financialstatements are presented to stakeholders, namely:management, employees, investors (shareholders), creditors,suppliers, customers, and government. Fraudulent financialreporting was a deliberate attempt by the company to deceiveand mislead the users of financial statements, especiallyinvestors and creditors, to present and manipulate the materialvalue of the financial statements. Manipulation gain profit(earnings manipulation) for the company's desire that the stockremains attractive to investors. Fraud triangle theory expressedby Cressey later developed by Wolfe and Hermanson (2009)with theory. Fraud diamond diamond fraud theory consisted offour fraud risk factors are pressure, opportunity, rationalizationand capability. Diamond fraud theory can be used in predictingfraud in proksikan with earnings management.]]>
<![CDATA[PERMINTAAN DAN PENAWARAN DALAM MEMPENGARUHI PASAR (Studi Kasus di Pasar Bintoro Demak) ]]>
<![CDATA[kasdi, Abdurrohman]]>
<![CDATA[ BISNIS Vol 4, No 2 (2016): BiSNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v4i2.2688
<![CDATA[The market is the place to accommodate the results of theproduction and sell them to those in need. Islam set so that thecompetition in the market is done with fair, every form that cancause the injustice is forbidden by Islam. Reduce weightsbanned because of goods sold with the same price for theamount less. Hide the flawed goods forbidden, because theseller was getting a good for a bad quality. Changed the drieddates with palms wet forbidden, because the quantity of wetdates when dry can be so does not match with the dried datesthat changed. For the community of Demak, Markets Bintoro isa parent market that has historical value. The market is knownas the shopping center the results of earth City Mayor sincecolonial times. Various trade activities done at the site.Discounted Rates the results of the earth which is high enoughin the place is the sale and purchase of staple food, especiallyrice. In the context of the request and the offer, kemanfaatanlahthat move the demand in the market Bintoro Demak. If thebenefit something very large, then the request will also belarger, so also on the contrary.]]>
